Business Owners Policy (BOP)
You worked hard to build your business. Now protect it.
Over 800,000 small business drive the economy of North Carolina. These business range from bars and restaurants to shipping firms and technology companies. Small businesses are created by ordinary people with extraordinary dreams who take chances to succeed. In the process, they provide the foundation for the economic health of North Carolina, employing over 1.5 million people—45% of the state’s private sector employment—and contributing to one-half of the gross state product.1
Running a small business is no small task, and even if you, like most employers in North Carolina, employ fewer than five employees, the responsibility of maintaining that business includes several challenges.2 Besides concerns of competition, payroll, and keeping a steady stream of business, the possibility for unexpected problems always exists. Accidents happen, and unpredicted losses can ruin a business that isn’t prepared to handle them.
For streamlined, common-sense insurance policies that fit individual businesses, call an All About Insurance agent. Our agents know and understand the many businesses in North Carolina—it’s our specialty. We’ll work with you to craft the policy that’s right for you.
The right BOP for your business can include a mix of the following options:
- Products and Completed Operations
- Business Interruption Insurance
- Premises Liability
- Premises Medical
- Fire Legal Liability
- Business Income Insurance
- Building and Personal Property Protection
- On-Site Equipment Insurance
- Coverage for Inventory Loss
- Crime Insurance
Is my business eligible? Find out today.
A Business Owner Policy is a unique insurance policy that’s available to certain businesses based on specific needs, operations, and risks. To be eligible for a Business Owner Policy, a small or medium-sized business needs to meet certain criteria encompassing employees retained, property square footage, and financial history. To determine whether or not your business qualifies for a unique Business Owners Policy, call an All About Insurance Agent today.