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919.321.AUTO (2886)
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For Business Insurance 800.640.8228

Commercial Auto Insurance

Many business owners in North Carolina rely on company owned vehicles to keep their business thriving. While commercial vehicles make a business operational, unfortunately, accidents are frequent hazards for private and commercial drivers. In 2013 in North Carolina alone there were 220,271 reported traffic accidents that injured 108, 436 people, an increase for both categories from the previous year. The majority of these accidents (71.7%) occurred between 7:00 a.m. and 7:00 p.m., the time when the most drivers are on the road during regular working hours.1

Unexpected costs related to an accident can cripple a business, particularly new or small businesses. Such costs are avoidable with the right kind of insurance. Instead of worrying about whether you have enough coverage for your business to weather an unexpected accident, get the coverage you need from All About Insurance. Our agents understand that every business’s auto insurance needs are unique and individual to that business. We’ll work with you to create a personalized coverage plan that suits the vehicles you have in your inventory.

Your customized policy can include: 

Bodily Injury Liability

  • Covers medical costs for accidents in which another person is injured.

Medical Payments

  • Cover the medical payments for your employee’s injury during an accident.

 Personal Injury Protection (PIP) Coverage

  • Stipulates a “no fault” clause for accidents, meaning that regardless of which party is at fault in an accident (your driver or another), you won’t be held responsible for all medical costs.

Comprehensive Coverage

  • Provides coverage for the many unexpected events that can cause damage to a vehicle other than an accident, including: damage from an animal, cracked windshields, and damage from falling objects and fire.

Collision Coverage

  • Covers damages to a vehicle and other property in the event of an accident.

GAP Coverage

  • covers the amount owed on a leased or financed car in the event that car is totaled.

Uninsured and Underinsured Motorist Coverage

  • Covers some of the cost required to repair or replace a vehicle provided the accident is the fault of another party who is uninsured or underinsured. 

Depending on your business’s needs, your policy can include the mix of coverage types that you need. Your policy can also include additions like Bailee Coverage, which insures property loss related to an accident, like items or equipment lost on a truck or transported with a semi.

Be sure to discuss the particularities of your business with our agents when you call. That way, we’ll know how to give the right coverage for your business and your needs. 

Protect your auto inventory with a short call to All About Insurance. Our agents will provide the attention and the consideration you need.  Contact one of these agents to get started.

 

1https://connect.ncdot.gov/business/DMV/DMV%20Documents/2013%20Crash%20Facts.pdf

Our Locations

All About Insurance - Nationwide-Cary

590 East Chatham Street Ste. 100
Cary, NC 27511
Main office: 919-460-9996
Fax: 919-460-8897

All About Insurance - Acceptance Auto

3604 University Dr
Durham, NC 27707
Main office: 919-493-2911
Fax: 919-489-6399

All About Insurance - Auto Insurance Center

2626 S. Saunders St.
Raleigh, NC 27603
Main office: 919-832-2410
Fax: 919-828-6411

All About Insurance - Joel Davis Agency

410 S Main St
Graham, NC 27253
Main office: 336-222-9999
Fax: 336-228-1307

All About Insurance - Joel Davis Agency

2666 Ramada Rd
Burlington, NC 27215
Main office: 336-222-9998
Fax: 336-228-3153

All About Insurance - Main Location

101 Ephesus Church Rd
Chapel Hill, NC 27517
Main office:
Fax: 919-933-5150

All About Insurance - Mark Vitali Agency

1289 N. Fordham Blvd.
Chapel Hill, NC 27514
Main office: 919-933-4000
Fax: 919-933-5150

All About Insurance - Nationwide-Eden

210 E Kings Hwy
Eden, NC 27288
Main office: 336-627-1852
Fax: 336-623-5008

All About Insurance - Nationwide-Hillsborough

342 S Churton St.
Hillsborough, NV 27278
Main office: 919-732-2692
Fax: 919-732-6328

All About Insurance - Whitehurst Parker Agency

2605 Guess Rd
Durham, NC 27705
Main office: 919-479-8200
Fax: 919-471-3701

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.