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Individual Life Insurance in Chapel Hill, NC

Protecting you and your Family from the Unexpected

Life insurance exists to protect and provide for family and loved ones in the event of an unexpected passing. Preparedness for such a moment is essential, and life insurance helps one prepare. In the event of a policy holder’s death, individual life insurance pays a predetermined amount to a beneficiary. 1 It provides reimbursements for funeral costs, estate taxes, and lost income. Life insurance also helps fund education, pay mortgages, and ensure that dependents are able to maintain their lifestyles. At All About Insurance we have a strong yet flexible life insurance program, and through this program we tailor solutions to individual clients. We’ll identify the right policy for you and as a result you’ll have the best coverage possible for the right price.

Individual Life Insurance Coverage Details

There are a number of different kinds of life insurance, including term, whole, and universal. Life insurance policies adapt to suit the policy holder, so each policy is unique to its holder. All policies, at the most general level, account for the probable risk of death for the applicant; factors like age, health, and frequency of travel help agents to determine this risk, and the policy’s price. Likewise, your monthly premium will also depend on the amount you’d like your beneficiaries to receive in the event of your death, which will be at your discretion. We’ll help you identify the right kind of life insurance and ensure that you get the coverage that works for you.

We work with a number of carriers so that we can give you the best possible selection of life insurance options, which include:

  • Term life insurance (the simplest and least expensive option)
  • Annual renewable (term life)
  • Level term (term life)
  • Whole life insurance (the most common option)
  • Universal life insurance (a more flexible option than term or whole)

Life insurance is an investment. With attention to detail and consideration for individual needs, we create policies that provide complete protection in cost-efficient ways. We’ll make sure that you understand your policy completely. Contact an agent to learn more.

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure these strategies and​ products are suitable for your long-term life insurance needs. You should weigh your objectives, time horizon and risk tolerance as well as any associated costs before investing. Also, be aware that market volatility can lead to the possibility of the need for additional premium in your policy. Variable life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, underlying fund charges and expenses, and additional charges for riders that customize a policy to fit your individual needs. 

What you can expect

While the basic premise of life insurance is not complicated, it can be difficult to get right without the assistance of a licensed agent. At All About Insurance our agents work closely with clients in order to identify the right coverages and to create the best possible policies. Once policies are in place our agents monitor these policies and keep clients informed. In the event your life insurance is claimed, we’ll assist your dependents and beneficiaries with collecting the disbursement.

We’re reachable at almost all times, so whenever clients want or need to get in touch with us, they can.

We’d love to tell you more, so please contact us or give us a call. You can request a quote to get started.

 

Additional Individual Life Insurance Information:

 

We are proud to provide individual life insurance in Chapel Hill, Raleigh, Durham, Eden, Burlington, and Cary, NC. We also serve other areas in the state.

 

This website contains hyperlinks (or "links") to other websites that are not associated with this site. Such unassociated websites may contain links to other unassociated sites as well. These links are provided as a convenience to you and to assist in your search for information. We make no endorsement, expressed or implied, about any of these linked sites, are not responsible for materials posted or activities that occur on such linked sites, and do not review (i) content or advertisements posted on or (ii) activities occurring on these linked sites 

 

1"Life Insurance." Gale Encyclopedia of Everyday Law. Ed. Donna Batten. 3rd ed. Vol. 1: American with Disabilities Act to First Amendment Law. Detroit: Gale, 2013. 641-644. Gale Virtual Reference Library. Web. 17 Nov. 2015

 

Our Locations

All About Insurance - Nationwide-Cary

590 East Chatham Street Ste. 100
Cary, NC 27511
Main office: 919-460-9996
Fax: 919-460-8897

All About Insurance - Acceptance Auto

3604 University Dr
Durham, NC 27707
Main office: 919-493-2911
Fax: 919-489-6399

All About Insurance - Auto Insurance Center

2626 S. Saunders St.
Raleigh, NC 27603
Main office: 919-832-2410
Fax: 919-828-6411

All About Insurance - Joel Davis Agency

410 S Main St
Graham, NC 27253
Main office: 336-222-9999
Fax: 336-228-1307

All About Insurance - Joel Davis Agency

2666 Ramada Rd
Burlington, NC 27215
Main office: 336-222-9998
Fax: 336-228-3153

All About Insurance - Main Location

101 Ephesus Church Rd
Chapel Hill, NC 27517
Main office:
Fax: 919-933-5150

All About Insurance - Mark Vitali Agency

1289 N. Fordham Blvd.
Chapel Hill, NC 27514
Main office: 919-933-4000
Fax: 919-933-5150

All About Insurance - Nationwide-Eden

210 E Kings Hwy
Eden, NC 27288
Main office: 336-627-1852
Fax: 336-623-5008

All About Insurance - Nationwide-Hillsborough

342 S Churton St.
Hillsborough, NV 27278
Main office: 919-732-2692
Fax: 919-732-6328

All About Insurance - Whitehurst Parker Agency

2605 Guess Rd
Durham, NC 27705
Main office: 919-479-8200
Fax: 919-471-3701

Our Providers

Testimonials

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.